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    April 2, 2021
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Not Sure Which Health Insurance 1 Co-Pay Health Plan Plan Is Best? Pecple with a co pay heath plen will be charged a amal fied fee, krown 4 cop hen they vist a dinic or rgent care cenner the day of her vot These plens also have a deductible you munt meet prior to sharing the cost wh your heath insuance caier. Aher you meet your deductibie, you piy the cointurance perceageo your maimun utof podet amout Your guide to choosing a plan for your needs and budget THE ADVANTAGE: vou canpect lower out otpocet cots THE FUP SDE you pey a hgher remn wheh is he set amount vou pay each month for coverage Pemum prices re drectly related to the outotpodet conts you pay it you have lower premums, vokety have a higher deduetie and conturance percentage BEST FOR people who know they wihave signiticane haath care penses, induding preacription drugs, during the coming year Some deosionsn e are more serious than others Some e more confusing 00. but heah insunce plan choices need not be overwheiming 2 High Deductible Health Plan On the oeher tand, people who tave a tigh dedusbie heath pan pe out-ol podet for health services up to ther deductible wount o hwe to pay a betore your insurance coversany ot vour co Take a ie sme to consider the bascs betore deciding - knowrg your coverge can hep you in the event of an inryor ess A Hean Savings Account SAa recommended as a good pamer in coverage toa hgh deductible heah olen Wie HSA va tatee dotars and ue the account to pay for certain medical expenses thet you would incur belore you meet your deductible Identifying the Best Health Plan It can bea temendous task to idently the best heath insurance plan for yor needs. The fst ing vou need to know are the two main categories of plane: copay and BEMEHE you pay oer premumeach monm igh deduce BEST FOR people who ae generaly heaty or don't epect to have sigficant heath oce espenses. They can then e moner that is sved nthe lower premiumand set it anide to fund a HSA Consider These Questions Before mating atnal dhoon. good torevien afew besic qestiora, cha Expect Some Benefits with Both Plans Wat wit he slan cove r No matter which plan you dhoos you geta lot of preventive care at no con vou. This incldes preventive screenings recommended for vour geand gender, such as When a the amount of te deductbie and conturancet * Coloroscop unicaton Wats e amount ot ee morehiy premium? Mammograme Yeay weness vists Po te *Chid wel-checks Remenber to figure the premium annualy. beceuse give vou a beter comparon to a conenting hgn deducibie plan Yout sso get vatue added services thar helo you stay heathier A Docouns at select tres certers A Free wal vens with moet slena TWelteing educnion O Heath eduotion tor dvonie condtions These prevenve berefts elae whether you geta plen through heathore gov or drecty trough Aera Heath Para Another good starting pont is to do a bit at math and forecast the vr to come You can estmane your possbie outst podet costs by coraidering clinic viats horpital care or presorietion drugs you may need. You wneo hink sbout how much your co-pys cost, yor deductible andoutof podet mamum Connecting Coverage and Care Open Enrollment Is Happening Now! Health insurance is more than just coverage, it's about making connections. Individual and family insurance: 247 AveraNow urgent care virtual visits at no cost for most plans We know health care ian't one size fits all. Avera Health Planm connecta you with the right type of care when you need it using a network of specialists, clinics and virtual care options Well-being programe to help you stay healthy, including discounts at Avera elect feness centers Health Plans Get a quote for Individual and Family insurance. Connect with an agent or go to AveratealthPlans.com/coverage A team dedicated to connecting you to health care and community resources that help you meet your well being goale Not Sure Which Health Insurance 1 Co-Pay Health Plan Plan Is Best? Pecple with a co pay heath plen will be charged a amal fied fee, krown 4 cop hen they vist a dinic or rgent care cenner the day of her vot These plens also have a deductible you munt meet prior to sharing the cost wh your heath insuance caier. Aher you meet your deductibie, you piy the cointurance perceageo your maimun utof podet amout Your guide to choosing a plan for your needs and budget THE ADVANTAGE: vou canpect lower out otpocet cots THE FUP SDE you pey a hgher remn wheh is he set amount vou pay each month for coverage Pemum prices re drectly related to the outotpodet conts you pay it you have lower premums, vokety have a higher deduetie and conturance percentage BEST FOR people who know they wihave signiticane haath care penses, induding preacription drugs, during the coming year Some deosionsn e are more serious than others Some e more confusing 00. but heah insunce plan choices need not be overwheiming 2 High Deductible Health Plan On the oeher tand, people who tave a tigh dedusbie heath pan pe out-ol podet for health services up to ther deductible wount o hwe to pay a betore your insurance coversany ot vour co Take a ie sme to consider the bascs betore deciding - knowrg your coverge can hep you in the event of an inryor ess A Hean Savings Account SAa recommended as a good pamer in coverage toa hgh deductible heah olen Wie HSA va tatee dotars and ue the account to pay for certain medical expenses thet you would incur belore you meet your deductible Identifying the Best Health Plan It can bea temendous task to idently the best heath insurance plan for yor needs. The fst ing vou need to know are the two main categories of plane: copay and BEMEHE you pay oer premumeach monm igh deduce BEST FOR people who ae generaly heaty or don't epect to have sigficant heath oce espenses. They can then e moner that is sved nthe lower premiumand set it anide to fund a HSA Consider These Questions Before mating atnal dhoon. good torevien afew besic qestiora, cha Expect Some Benefits with Both Plans Wat wit he slan cove r No matter which plan you dhoos you geta lot of preventive care at no con vou. This incldes preventive screenings recommended for vour geand gender, such as When a the amount of te deductbie and conturancet * Coloroscop unicaton Wats e amount ot ee morehiy premium? Mammograme Yeay weness vists Po te *Chid wel-checks Remenber to figure the premium annualy. beceuse give vou a beter comparon to a conenting hgn deducibie plan Yout sso get vatue added services thar helo you stay heathier A Docouns at select tres certers A Free wal vens with moet slena TWelteing educnion O Heath eduotion tor dvonie condtions These prevenve berefts elae whether you geta plen through heathore gov or drecty trough Aera Heath Para Another good starting pont is to do a bit at math and forecast the vr to come You can estmane your possbie outst podet costs by coraidering clinic viats horpital care or presorietion drugs you may need. You wneo hink sbout how much your co-pys cost, yor deductible andoutof podet mamum Connecting Coverage and Care Open Enrollment Is Happening Now! Health insurance is more than just coverage, it's about making connections. Individual and family insurance: 247 AveraNow urgent care virtual visits at no cost for most plans We know health care ian't one size fits all. Avera Health Planm connecta you with the right type of care when you need it using a network of specialists, clinics and virtual care options Well-being programe to help you stay healthy, including discounts at Avera elect feness centers Health Plans Get a quote for Individual and Family insurance. Connect with an agent or go to AveratealthPlans.com/coverage A team dedicated to connecting you to health care and community resources that help you meet your well being goale