Happy Holidays! Warmest wishes for a holiday season filled with joy, and a New Year of peace and prosperity. Mike Steffen, AAMS Financial Advisor, RJFS (605) 995-7982 CorTrust Wealth Management A division of CorTrust Bank CorTrust Wealth Management and CorTrust Bank, N.A. are not registered broker/dealers and are independent of Raymond James Financial Services, Inc. Securities offered through Raymond James Financial Services, Inc., Member FINRA/SIPC, and are not insured by bank insurance, the FDIC or any other government agency, are not deposits or obligations of the bank, are not guaranteed by the CorTrust Wealth Management or CorTrust Bank, N.A and are subject to risks, including the possible loss of principal. Trust Services are not offered through Raymond James. Investment Advisory services offered through Raymond James Financial Services Advisors, Inc. Happy Holidays ! Warmest wishes for a holiday season filled with joy , and a New Year of peace and prosperity . Mike Steffen , AAMS Financial Advisor , RJFS ( 605 ) 995-7982 CorTrust Wealth Management A division of CorTrust Bank CorTrust Wealth Management and CorTrust Bank , N.A. are not registered broker / dealers and are independent of Raymond James Financial Services , Inc. Securities offered through Raymond James Financial Services , Inc. , Member FINRA / SIPC , and are not insured by bank insurance , the FDIC or any other government agency , are not deposits or obligations of the bank , are not guaranteed by the CorTrust Wealth Management or CorTrust Bank , N.A and are subject to risks , including the possible loss of principal . Trust Services are not offered through Raymond James . Investment Advisory services offered through Raymond James Financial Services Advisors , Inc.