MEDICARE ORIGINAL Medicare Medicare SUPPLEMENT Health insurance for people: 65 years of age or older Under 65 with certain disabilities Any age with endstage renal disease With ALS Lou Gehrig's diseasel A supplement plan can help cover out-of pocket expenses. Plan coverage is the same across all cariers, but pricing may vary from carier to carier. AND YOU Medicare coverage can seem complicated, at least until you get the hang of it. When can l apply to enroll? 1. Anyome, d you're enrolled in PART A Hospital Insurance Medicare Part A or BI The best time is during your initial open enroliment period PART B Medical lesutance Original Medicare doesni't cover everything. A supplement plan picks up where Original Medicare leaves of. Find out more on your Original Medicare and your Medicare Suopiement options. 2. Special Enrollment Period Avera offers an open enrolment period during which no health questions are asked Modicare Advantago PART noe atemativee orgina Medce These pa Prt And unaly o FLEXIBILITY A variety of plans to meet your needs and budget PART O Prescription Drug Coverage When can l enroll? 1. Initial Enrolment Peried When you're first eligtle for Medicare, you have a 7-month Intial Enrolment Period to PRESCRIPTION COVERAGE Part D coverage must be purchased separately, and is not included with a Medicare Supplement policy If INCOME PROTECTION when you tum 65, you can sign Helps pay for outof-pocket expenses, which makes it easier to manage your health care costs and avoid that b month you turn 65 Be e aher that 7-month period you surprises to the budget. can sign up but you may have a peralty or you have to wait until open enrolment. OUT-OF-POCKET COSTS Certain plans cover all out-of-pocket epenses. 2. Special Enreliment Periods Sign up anytime once you are elgbie for Original Medicare it you stil have insurance through your employer. When employment or coverage ends you have eight months to sign up for Original Medicare Parn A or B. NETWORK (STANDARD POLCIESI Choose any provider or hospital that accepts Medicare. TRAVEL RESTRICTIONS Can be used anywhere in the U.S. Limitations aply Need a Medicare Supplement Insurance Plan? Consider a Plan G with Avera Health Plans offering low rates and quality coverage Male, S Fenale, g Plan G S92.50 S85.84 Plan Gwith Hhold Discont $81.40 S75.54 HDHP Plan G $40.52 S37.00 Rates aftective Oct. 1, 2e00. Discounta apply onlyes Select plana Avera Health Plans offers some of the lowest rates available for Plan G Medicare Supplement coverage. New this year for Select plans Plan G high deductible health plan offers a lower monthly premium. A 12% household discount if you enroll in a Plan Gand live with someone who is 60. years old. OPEN ENROLLMENT Is Happening Now! We serve all of South Dakota and Northwest lowa and have trusted local agents ready to halp you. Avera Health Plans Call Russ Mendel at 605-299-1193. AveralealthPlans.com/SD ces 2mhnd www e ene wte MEDICARE ORIGINAL Medicare Medicare SUPPLEMENT Health insurance for people: 65 years of age or older Under 65 with certain disabilities Any age with endstage renal disease With ALS Lou Gehrig's diseasel A supplement plan can help cover out-of pocket expenses. Plan coverage is the same across all cariers, but pricing may vary from carier to carier. AND YOU Medicare coverage can seem complicated, at least until you get the hang of it. When can l apply to enroll? 1. Anyome, d you're enrolled in PART A Hospital Insurance Medicare Part A or BI The best time is during your initial open enroliment period PART B Medical lesutance Original Medicare doesni't cover everything. A supplement plan picks up where Original Medicare leaves of. Find out more on your Original Medicare and your Medicare Suopiement options. 2. Special Enrollment Period Avera offers an open enrolment period during which no health questions are asked Modicare Advantago PART noe atemativee orgina Medce These pa Prt And unaly o FLEXIBILITY A variety of plans to meet your needs and budget PART O Prescription Drug Coverage When can l enroll? 1. Initial Enrolment Peried When you're first eligtle for Medicare, you have a 7-month Intial Enrolment Period to PRESCRIPTION COVERAGE Part D coverage must be purchased separately, and is not included with a Medicare Supplement policy If INCOME PROTECTION when you tum 65, you can sign Helps pay for outof-pocket expenses, which makes it easier to manage your health care costs and avoid that b month you turn 65 Be e aher that 7-month period you surprises to the budget. can sign up but you may have a peralty or you have to wait until open enrolment. OUT-OF-POCKET COSTS Certain plans cover all out-of-pocket epenses. 2. Special Enreliment Periods Sign up anytime once you are elgbie for Original Medicare it you stil have insurance through your employer. When employment or coverage ends you have eight months to sign up for Original Medicare Parn A or B. NETWORK (STANDARD POLCIESI Choose any provider or hospital that accepts Medicare. TRAVEL RESTRICTIONS Can be used anywhere in the U.S. Limitations aply Need a Medicare Supplement Insurance Plan? Consider a Plan G with Avera Health Plans offering low rates and quality coverage Male, S Fenale, g Plan G S92.50 S85.84 Plan Gwith Hhold Discont $81.40 S75.54 HDHP Plan G $40.52 S37.00 Rates aftective Oct. 1, 2e00. Discounta apply onlyes Select plana Avera Health Plans offers some of the lowest rates available for Plan G Medicare Supplement coverage. New this year for Select plans Plan G high deductible health plan offers a lower monthly premium. A 12% household discount if you enroll in a Plan Gand live with someone who is 60. years old. OPEN ENROLLMENT Is Happening Now! We serve all of South Dakota and Northwest lowa and have trusted local agents ready to halp you. Avera Health Plans Call Russ Mendel at 605-299-1193. AveralealthPlans.com/SD ces 2mhnd www e ene wte