In The early months of 1879, a group of Southern Illinois citizens in Effingham and Cumberland counties met for the purpose of forming a fire and lightning Mutual Insurance Company. A great deal of thought and many dedicated hours were spent in drawing up the Articles of Incorporation, and setting up the rules and regulations for the now 135 year old Home Farmers Mutual Insurance Company.

At the present time Home Farmers Mutual Insurance Company writes home, auto, farm, small commercial and life insurance policies. Our present board of directors consists of Ed Niemerg, President, Roch Westendorf, Vice President, Rebekah Deters, Secretary-Treasurer, Ron Overbeck, Larry Garner, Michael (Mick) Deters, Karl Pruemer, and Dennis Buhnerkempe. Home Farmers Mutual Insurance is a insurance agency located in Teutopolis, IL.